Residential mortgages
Home purchase
Lending since 2011
Straightforward lending for American homes and businesses
A-Z Investment Management LLC underwrites every loan in-house — residential mortgages, commercial real estate, business capital, and personal financing — with rates and fees disclosed up front.
No impact to credit score
$4.1B
Funded
42
States served
21 days
Avg. close
Licensed in 42 states
Nationwide lending with local service
24-hour decisions
Conditional approval next business day
No hidden fees
Full cost disclosure before you sign
Properties we finance
Real American property, real closings
Residential mortgages
Home purchase
Conventional, FHA, VA, and USDA purchase loans from 3% down.
Closings that hold their terms
First-time buyers
Lock your rate and close with the same terms you were quoted.
Commercial real estate
Multifamily & retail
$250K–$10M financing for apartments, retail, office, and mixed-use.
Small business capital
Main street lending
Term loans and equipment financing up to $1.5M for growing businesses.
Loan programs
Financing for every stage of ownership
Home purchase
Conventional, FHA, VA, and USDA from 3% down.
Refinance & cash-out
Lower the payment or unlock equity up to 80% LTV.
Commercial real estate
$250K–$10M for multifamily, retail, and mixed-use.
Small business capital
Term loans and equipment financing to $1.5M.
Personal installment
Fixed-rate loans from $2,500 to $100,000.
Payment estimator
Estimated monthly payment
$1,560
Principal & interest at a sample 6.375% fixed rate. Taxes and insurance not included.
How it works
Three steps to funding
- 01
Apply online
A ten-minute application with a soft credit check only.
- 02
Talk with your officer
One licensed officer reviews your file and lists exactly what documents are needed.
- 03
Close and fund
Sign at our office, your title company, or remotely with a mobile notary.
Client experience
What borrowers tell us
Partners in your success
They quoted a rate on Tuesday and it was the same rate on the closing disclosure. That never happened with our last lender.
Marcus & Dana R.
Home purchase — Columbus, OH
Our restaurant needed equipment capital fast. A-Z looked at our actual revenue instead of just a score.
Elena V.
Business loan — Tampa, FL
Refinanced and cut $340 off the monthly payment. Same loan officer answered the phone every time.
Greg T.
Refinance — Scottsdale, AZ
Ready to see your numbers?
Checking your rate takes ten minutes and won’t affect your credit score.