American suburban two-story home financed by A-Z Investment Management LLCFamily receiving keys to their new home in front of a sold real estate signModern American multifamily and mixed-use commercial propertySmall business owner outside a main street storefront

Residential mortgages

Home purchase

Lending since 2011

Straightforward lending for American homes and businesses

A-Z Investment Management LLC underwrites every loan in-house — residential mortgages, commercial real estate, business capital, and personal financing — with rates and fees disclosed up front.

$4.1B

Funded

42

States served

21 days

Avg. close

Licensed in 42 states

Nationwide lending with local service

24-hour decisions

Conditional approval next business day

No hidden fees

Full cost disclosure before you sign

Properties we finance

Real American property, real closings

American suburban two-story home financed by A-Z Investment Management LLC

Residential mortgages

Home purchase

Conventional, FHA, VA, and USDA purchase loans from 3% down.

Family receiving keys to their new home in front of a sold real estate sign

Closings that hold their terms

First-time buyers

Lock your rate and close with the same terms you were quoted.

Modern American multifamily and mixed-use commercial property

Commercial real estate

Multifamily & retail

$250K–$10M financing for apartments, retail, office, and mixed-use.

Small business owner outside a main street storefront

Small business capital

Main street lending

Term loans and equipment financing up to $1.5M for growing businesses.

Real estate financing

Recently funded deals

A-Z Investment Management LLC provides tailored private lending solutions for real estate investors, businesses, and qualified borrowers across the United States. Explore a selection of our completed financing transactions, reflecting our commitment to dependable funding solutions and long-term client relationships.

Discuss your property

10 property examples shown

Real photograph of a detached residential home Funded

$385,000

Columbus, Ohio

Single-family home

Residential
Loan type
30-year fixed-rate mortgage
Funding purpose
Home acquisition
Term
30 years
Leverage
80% LTV

Closed in 21 days

Real photograph of a building under construction Funded

$1,850,000

Austin, Texas

Ground-up development

Construction
Loan type
Ground-up construction loan
Funding purpose
New residential construction
Term
18 months
Leverage
75% LTC

Closed in 28 days

Real photograph of a hotel property Funded

$4,200,000

Orlando, Florida

Hospitality property

Commercial
Loan type
Hospitality bridge loan
Funding purpose
Hotel acquisition
Term
24 months
Leverage
70% LTV

Closed in 35 days

Real photograph of a multifamily apartment building Funded

$2,750,000

Charlotte, North Carolina

Multifamily apartments

Residential
Loan type
Multifamily term loan
Funding purpose
Multifamily acquisition
Term
10 years
Leverage
75% LTV

Closed in 30 days

Real photograph of architectural plans being reviewed Funded

$295,000

Phoenix, Arizona

Residential renovation

Construction
Loan type
Fix-and-flip loan
Funding purpose
Acquisition & rehabilitation
Term
12 months
Leverage
85% LTC

Closed in 14 days

Real photograph of a retail store interior Funded

$1,350,000

Denver, Colorado

Retail property

Commercial
Loan type
Retail acquisition loan
Funding purpose
Retail property acquisition
Term
7 years
Leverage
70% LTV

Closed in 32 days

Real photograph of a modern office building Funded

$3,100,000

Atlanta, Georgia

Office building

Commercial
Loan type
Cash-out refinance
Funding purpose
Office property refinance
Term
10 years
Leverage
65% LTV

Closed in 38 days

Real photograph of an industrial warehouse Funded

$2,250,000

Indianapolis, Indiana

Industrial warehouse

Commercial
Loan type
Industrial term loan
Funding purpose
Industrial acquisition
Term
10 years
Leverage
72% LTV

Closed in 27 days

Real photograph of a contemporary townhouse Funded

$875,000

Nashville, Tennessee

Townhome investment

Residential
Loan type
DSCR rental loan
Funding purpose
Rental property acquisition
Term
30 years
Leverage
75% LTV

Closed in 19 days

Real photograph of a contemporary home with a pool Funded

$620,000

San Diego, California

Luxury residential home

Residential
Loan type
Conventional purchase loan
Funding purpose
Residential acquisition
Term
30 years
Leverage
80% LTV

Closed in 24 days

Financing subject to underwriting and approval.

Loan programs

Financing for every stage of ownership

Home purchase

Conventional, FHA, VA, and USDA from 3% down.

Refinance & cash-out

Lower the payment or unlock equity up to 80% LTV.

Commercial real estate

$250K–$10M for multifamily, retail, and mixed-use.

Small business capital

Term loans and equipment financing to $1.5M.

Personal installment

Fixed-rate loans from $2,500 to $100,000.

Compare all programs

Payment estimator

Estimated monthly payment

$1,560

Principal & interest at a sample 6.375% fixed rate. Taxes and insurance not included.

Check my rate

How it works

Three steps to funding

  1. 01

    Apply online

    A ten-minute application with a soft credit check only.

  2. 02

    Talk with your officer

    One licensed officer reviews your file and lists exactly what documents are needed.

  3. 03

    Close and fund

    Sign at our office, your title company, or remotely with a mobile notary.

Client experience

What borrowers tell us

Partners in your success

“
They quoted a rate on Tuesday and it was the same rate on the closing disclosure. That never happened with our last lender.
MD

Marcus & Dana R.

Home purchase — Columbus, OH

“
Our restaurant needed equipment capital fast. A-Z looked at our actual revenue instead of just a score.
EV

Elena V.

Business loan — Tampa, FL

“
Refinanced and cut $340 off the monthly payment. Same loan officer answered the phone every time.
GT

Greg T.

Refinance — Scottsdale, AZ

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