About Us

An American lender built on straight answers

A-Z Investment Management LLC was formed in 2011 by a group of underwriters and portfolio managers who believed borrowers deserved clearer math. What started as a single office in Ohio now serves families and business owners in 42 states.

We fund residential mortgages, commercial real estate, small business term loans, and personal installment financing. Because we underwrite in-house and hold a portion of our production on balance sheet, we can look at the full picture of a file — self employment income, seasonal revenue, or a credit event three years back — instead of declining on a single number.

Our team of 84 employees includes licensed loan officers, processors, and closers who stay with your file from application through funding. You will always know the name and direct line of the person handling your loan.

A-Z Investment Management LLC is an Equal Housing Lender. All loans are subject to credit approval and program guidelines.

How we operate

Transparent terms

Every rate, fee, and condition is disclosed in writing before you sign anything.

Local underwriting

Files are reviewed by our own licensed officers — never sold off to an outside desk.

Regulatory discipline

We operate under state licensing and federal lending regulations in all 42 states we serve.

Predictable timelines

Conditional decisions in 24 hours and an average residential close of 21 days.